When you inquire about life insurance, you get advice from our insurance professional who works for you, not individual insurance providers. That means he can search the complex world of life insurance to find the right product to meet your individual needs. And he’ll always be there to answer questions when you need him.
There are two broad categories of life insurance coverage. Which one you pick will depend on your stage of life, the premiums you can support, and your goals for the coverage.
Term Life Insurance
Term life insurance covers you for a specific period of time and then ends at some point in the future. Premiums remain level during the term chosen but increase when the policy is renewed.
Term life insurance is the ideal choice for both temporary and lifetime needs of families.
Permanent Life Insurance
Permanent life insurance protects you for your lifetime. Permanent life insurance can be designed for protection as well as an investment vehicle, offering you the opportunity for tax-advantaged investing. Permanent life coverage can be broken down into whole life insurance and universal life insurance.
Whole Life Insurance
Whole life insurance covers you and/or your loved ones for life. This will allow your life insurance savings to grow at a guaranteed rate.
Universal Life Insurance
Universal life insurance covers you and/or your loved ones for life as well as provides a death benefit. This type of insurance features different structured premiums based on market performance.
Contact Haas Insurance
If you are interested in learning what type of life insurance best fits you and your family, contact our life insurance specialist is Matt Stewart. Send Matt an email now.